Terms of use

By accessing this website www.uram.ch and the products, services, information, tools and materials that it contains or describes (hereinafter, "the website"), you acknowledge that you have read, understood and accept the following Terms of Use. If you do not agree to the Terms of Use, you are kindly requested not to access the website.
It should be noted that the terms of use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right at any time to restrict or terminate completely the use of this site.

Access to the website
Access to and use of this site, the terms of use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich.
Access to the website is forbidden to any person from a jurisdiction (by reason of their domicile, residence, nationality or other) whose applicable laws and/or regulations prohibit the publication and/or availability of the website.

No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale)
The information, products, data, services, tools and documents contained or described on this website (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations.
The investment funds mentioned are not suitable for all investors.  Furthermore, the information contained on this website does not constitute a financial, legal, fiscal or any other recommendation.
Investment decisions or any other decisions should not be made solely on the basis of this website. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents, as required in accordance with local legislation or the regulations applied in the legal jurisdictions or countries in which the corresponding investment fund has been licensed or approved for marketing, offer or sale to the public..

No warranty
The information and opinions on this website are provided by URAM S.A. for general information purposes only. URAM S.A. provides no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site.
Furthermore, any view or opinion expressed on this website is subject to alteration without prior notification.
URAM S.A. cannot guarantee that the information on this website has not been altered as a result of technical malfunctions (disconnection, interference by third parties, computer viruses, etc.). The latest versions of the prospectuses, simplified prospectuses, of the investment funds are the only versions deemed to be official fund publications on which investment decisions may be based.  If the publications bear a date, they are intended for publication only on this date. URAM S.A. has no obligation or responsibility whatsoever to update and/or correct such information.

No liability
URAM S.A. including its directors, agents, employees, contractors and sales partners accept no liability for any loss or damage of any nature whatsoever, whether direct, indirect or consecutive, arising from accessing, using, consulting or navigating its website, or from links to other websites.

Ownership of website and copyright
Unless otherwise indicated, the entire website is protected by copyright and is the property of URAM S.A..


Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the website will transfer any legal entitlement to any software or material on the site to you. URAM S.A. reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the website, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of URAM S.A. as well as the specific source reference.

Investment performance
Past performance is no indication or guarantee of future results of the investment. Moreover, the value of and returns on the securities or financial instruments mentioned on the website may go down as well as up and investors may not get back the full amount originally invested.  Changes in foreign-exchange rates may also cause the value of investments to go up or down.

Links to other websites
This website may provide automatic links to other websites. You use such links to any external websites entirely at your own risk. URAM S.A. does not verify the accuracy of the information provided on the websites mentioned on this website. URAM S.A. therefore accepts no liability for their content or for the products, services or other offers available through them.